Brochures

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CFPB Warning on Factoring

What should I know before giving up my monthly disability, personal injury or structured settlement payments in exchange for a one-time lump sum payment?

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2017 AAPD-NSSTA Structured Settlements Policy Statement

For over a decade NSSTA and AAPD forged a strong partnership in order to promote the peace of mind and long-term financial security inherent in structured settlements to the newly injured and disabled individual.

Download 2017 AAPD-NSSTA Structured Settlements Policy Statement


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In Their Own Words

Accident survivors describe why they chose a structured settlement to resolve their lawsuits.

Download In Their Own Words


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An Introduction to Structured Settlements

Here's a brief overview of what structured settlements are and why federal law encourages their use.

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Your future. Guaranteed.

A lawsuit settlement could be your one chance to protect your financial future. Learn how a payment stream can accomplish this and hear from those who are seeing the benefits.

Download Your future. Guaranteed.


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Structures & Workers' Compensation

The federal tax code encourages structured settlements for workers’ compensation claims. Find out more about how this option can provide steady tax-free income for a worker and that worker's family.

Download Structures & Workers' Compensation


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Structured Settlements & Qualified Assignments: How federal tax rules benefit all parties in a claim

Encouraged by the federal tax code, a qualified assignment offers several advantages for a defendant, including removing all future responsibility to the claimant and the prospect of more efficient claims handling.

Download Structured Settlements & Qualified Assignments: How federal tax rules benefit all parties in a claim


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Structured Settlements for Minors Handout

Injured children are at special risk from others taking financial advantage of them. A structured settlement not only protects their settlements, it can help settle their claims faster.

Download Structured Settlements for Minors Handout


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Structured Settlements: Explaining Constructive Receipt

At the core of the federal tax code's explicit recognition of structured settlements is the concept of constructive receipt. This handout includes citations, for the doctrine of constructive receipt and offers a concise explanation about Congress' intent and how the Internal Revenue Service has traditionally interpreted its application.

Download Structured Settlements: Explaining Constructive Receipt


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Special Needs Trust Handout

With as little as $2,000 in assets, you can be disqualified from some government support programs. But a special needs trust funded with a structured settlement can help maintain your eligibility.

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Reducing Financial Risk in Your Middle Years

A structured settlement is an ideal way for people in their middle years to handle the increasing financial burdens of children, college, parents and retirement planning.

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Financial Strategies with a Structured Settlement

Learn about several financial issues including wealth accumulation and the benefits of a structured settlement consultant.

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Financial Security When Your Whole Life is in Front of You

This helps explain the how people in their 20s and 30s can design future payments to take advantage of the federal tax rules that make structured settlements so financially attractive.

Download Financial Security When Your Whole Life is in Front of You


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Financial Security For The Golden Years

As people near retirement age, their notions of financial risk change considerably. Find out about structured settlements' unique financial and security benefits and how these can be especially valuable for those who are in or nearing retirement.

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Annuity Security Handout

Find out why a structured settlement annuity is one of the safest possible ways to protect future income.

Download Annuity Security Handout


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An American Hero on Civil Rights & Structured Settlements

This four-page publication contains reflections about civil rights and structured settlements from U.S. Congressman John Lewis, the sole surviving speaker from the 1963 March. In addition to his courageous civil rights work, Mr. Lewis is a longtime proponent of structured settlements and the rights of accident survivors to accept claim settlements in a stream of tax-free income.

Download An American Hero on Civil Rights & Structured Settlements


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Structured Settlements & Qualified Assignments: How federal tax rules benefit all parties in a claim

Encouraged by the federal tax code, a qualified assignment offers several advantages for a defendant, including removing all future responsibility to the claimant and the prospect of more efficient claims handling.

Download Structured Settlements & Qualified Assignments: How federal tax rules benefit all parties in a claim


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Structured Settlements: Explaining Constructive Receipt

At the core of the federal tax code's explicit recognition of structured settlements is the concept of constructive receipt. This handout includes citations, for the doctrine of constructive receipt and offers a concise explanation about Congress' intent and how the Internal Revenue Service has traditionally interpreted its application.

Download Structured Settlements: Explaining Constructive Receipt


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Prudential White Paper - An Effective Solution for Meeting the Ongoing Financial Needs of Physical Injury Victims

Structured settlements have played a role in helping physical injury victims and their families for more than a quarter century. Relieving individuals from the responsibility of managing significant sums of money, structured settlements deliver fixed streams of payments that can help address the ongoing needs of those involved in physical injury and wrongful death claims

Download Prudential White Paper - An Effective Solution for Meeting the Ongoing Financial Needs of Physical Injury Victims


En Español

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Articulo: ¿Lesionado? Aqui hay Algunos Consejos, 4-3-07

Desde 1996-2007 Michael Rott fue Cónsul General de Los Trabajadores de Comunicaciones de América capítulo 9509. Judy Beal fue presidenta de CWA capítulo 9509 de 1996-2002. En el 2002 el Consejo Laboral de los Condados de San Diego – Imperial nombraron a la Sra. Beal su <<Líder Laboral del Año>>.

Download Articulo: ¿Lesionado? Aqui hay Algunos Consejos, 4-3-07


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Folleto: Seguridad Financiera Para La Familia (pdf)

Los problemas financieros que provienen accidente o muerte afectan a una familia entera. Los acuerdos estructurados ofrecen una solución a esta incertidumbre.

Download Folleto: Seguridad Financiera Para La Familia (pdf)


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Folleto: Introdución a Indemnizaciones Estructuradas (pdf)

Una indemnización estructurada provee seguridad garantizada, ingresos libres de impuestos y financiamientos hechos a la medida para las necesidades específicas suyas y las de su familia

Download Folleto: Introdución a Indemnizaciones Estructuradas (pdf)


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Folleto: a Clave Para una Estrategia Financiera Exitosa, 4-7-08

Las lesiones y muertes por accidente son traumáticas y desestabilizadoras; las víctimas y sus dependientes necesitan tiempo para sanar. Por lo que el gobierno federal anima a utilizar un beneficio especial que garantiza financieramente la tranquilidad mental. Se llama Indemnización Estructurada y le puede brindar a aquellos que están sufriendo un ingreso, libre de impuestos llevado lejos hacia el futuro.

Download Folleto: a Clave Para una Estrategia Financiera Exitosa, 4-7-08


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Proteja sus beneficios gubernamentales con un fideicomiso especial

Con tan poco como $2000 en activos, usted puede ser descalificado del Ingreso de Seguridad Suplementaria y también de Medicaid dependiendo de donde resida. Pero un fondo fiduciario para necesidades especiales con una indemnización estructurada puede ayudarlo a mantener su elegibilidad y proteger su seguridad financiera a largo plazo.

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Indemnizaciones Estructuradas: Seguridad Financiera después del accidentede algún menor

Si un menor está involucrado en un accidente las secuelas que quedan pueden ser severas. Las preocupaciones financieras, médicas y especialmente las emocionales pueden llegar a ser una gran carga. Además también están los inciertos respecto a la rehabilitación. Afortunadamente, una indemnización estructurada asegura una alternativa sana y financieramente segura.

Download Indemnizaciones Estructuradas: Seguridad Financiera después del accidentede algún menor


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Rentas Vitalicias de Indemnizaciones Estructuradas: Sanas, seguras y altamente reguladas

Las indemnizaciones estructuradas, alentadas por el Código Federal de Impuestos desde 1983, son ampliamente reconocidas entre las opciones financiaras más seguras disponibles para arreglar las compensación por lesiones físicas. Desde 1983, más de 500,000 víctimas de lesión han recibido la protección de estos pagos de ingreso seguros y libres de impuestos.

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Indemnización Estructurada: Su Futuro. Garantizado,

Cuando usted acepta una indemnización estructurada, esta añadiendo confianza y certeza a su futuro financiero. Cada año, miles de americanos se vuelcan hacia la indemnización estructurada debido a que ninguna otra opción tiene tantas ventajas únicas.

Download Indemnización Estructurada: Su Futuro. Garantizado,